Frequently Asked Questions — Muttha Finance
Answers to common questions about the Muttha Finance digital khatavni app — features, pricing, billing, data security, and more. Can't find your answer? Contact our support team.
Getting Started
What is Muttha Finance?
Muttha Finance is a digital Khatavni (ledger book) for Indian retail and wholesale businesses. It replaces paper registers with a smart, cloud-based platform you can use on your phone or computer.
How do I start? Is it free?
Yes! All plans come with a 30-day free trial. Just click "Register" and your account is ready in 2 minutes.
Do I need to know computers to use this?
No. Muttha Finance is designed for shop owners, not tech experts. If you can write in a register, you can use our app. Our support team is available to help you get started.
Can I use it on my mobile phone?
Yes. Muttha Finance works fully on mobile browsers (Chrome, Safari) — no app download needed. Just visit the website from your phone.
Features & Usage
What is the Daily Entry Ledger?
The Daily Entry is where you record every income and expense for your business — just like writing in a physical Khatavni. You can view entries by day, month, or custom date range.
What is Party Ledger / Khata Book?
Party Ledger lets you maintain a separate Khata for every customer or supplier. You can track how much each party owes you or you owe them, with full transaction history.
How does the Cheque Register work?
You can log every cheque — issued or received — with the party name, amount, bank, and due date. You'll be able to track whether cheques are pending, cleared, or bounced.
Can staff members add entries?
Yes. You can invite staff via a link. Staff can add daily entries, but admin controls what each staff member can see or do through the Staff Permissions settings.
Billing & Payments
What are the pricing plans?
We have three plans: Starter (₹499/month), Growth (₹1,299/month), and Enterprise (custom). Annual billing saves you 20%.
What payment methods are accepted?
We accept UPI, credit/debit cards, net banking, and bank transfers for annual plans.
Will I get a GST invoice?
Yes. GST-compliant invoices are automatically issued for all paid subscriptions.
Can I cancel anytime?
Yes. You can cancel your subscription at any time from Settings. You will continue to have access until the end of your current billing period.
Data & Security
Is my business data safe?
Your data is encrypted using 256-bit TLS and backed up automatically every minute on secure cloud servers. We do not share or sell your data to anyone.
What happens to my data if I cancel?
Your data is retained for 90 days after cancellation. You can export all your data at any time before that from the Settings page.
Can I export my data?
Yes. Admins can export all transactions, party entries, and cheque data as Excel/CSV files from the Settings page at any time.
What is the Audit Log?
The Audit Log records every action taken in your account — who added, edited, or deleted entries, and when. It's tamper-proof and only visible to admins.
General FAQs
How does Muttha Finance help in daily business tracking?
It works as an online business ledger, allowing you to record sales, purchases, and customer balances without relying on manual registers.
What makes this a good choice for small retailers?
Its simple interface and practical features make it a reliable small shop accounting software for managing day-to-day entries.
How is this useful for wholesale businesses dealing in bulk transactions?
The app is built as an accounting software for wholesale traders, helping manage large orders, credit cycles, and customer records smoothly.
Can distributors maintain their traditional records digitally?
Yes, it works like a bahi khata for distributors, but with better organization and zero risk of losing data.
What happens when multiple staff members handle entries?
You can monitor all activities through a digital ledger for multiple staff, ensuring transparency across your team.
How are post-dated cheques managed inside the app?
It includes features similar to PDC management software, so you can track cheque details without confusion.
I often forget cheque dates. Can this app help?
Yes, it simplifies how to track post-dated cheques easily by showing clear timelines and reminders.
What if I miss depositing a cheque on time?
The system helps prevent missed cheque deposits by keeping everything organized and visible in one place.
How does this app improve control over shop operations?
Better tracking and visibility it helps stop staff fraud in retail shop environments.
Is this suitable for hardware store accounting needs?
It works efficiently as a hardware shop ledger software, managing credit, sales, and customer accounts.
How can grocery store owners manage daily records digitally?
They can use it as a general store khata app to handle frequent transactions with ease.
Can restaurant owners track their daily billing and expenses here?
Yes, it also functions as a restaurant billing khata app for maintaining accurate daily records.
How does it support medical shop owners?
It acts as a medical store khata app, helping manage customer dues and daily billing efficiently.
What about clothing store accounting?
The app works as a cloth shop account software, making it easier to track sales and outstanding payments.
Can mobile shop owners manage billing through this app?
Yes, it serves as a mobile shop billing khata, simplifying customer and sales tracking.
Is it practical for vendors with frequent small transactions?
For such needs, it works well as a vegetable shop khata app, handling quick and repeated entries.
Where can I store important business documents safely?
The built-in document vault keeps your files secure and easy to access whenever needed.
Is this app designed specifically for Indian small businesses?
Yes, it is tailored as MSME accounting software in India, keeping local business needs in mind.
Can I handle bank-related tasks like deposit slips through this app?
It also works as a Print bank deposit slip software, reducing manual effort during banking tasks.
How does this compare with other accounting apps in the market?
Many users consider it a practical Vyapar alternative app because it focuses on simplicity and real business use.
Start your free 30-day trial
No credit card required. Works on mobile and desktop. Setup in 5 minutes.