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Ledger Software Built for Hardware Shops

Contractor credit, post-dated cheques, and high-value billing — manage the full hisaab of a hardware business without paper registers.

Hardware businesses run on credit cycles: contractors and builders buy on udhar, pay by post-dated cheque, and settle across projects. One shop may be tracking lakhs in receivables across dozens of parties at any time. Muttha Finance gives hardware traders a party-wise ledger with ageing, a dedicated cheque register with due-date tracking for PDCs, and daily entry books that keep cash and credit reconciled. When a contractor disputes a balance, you show the full dated history on your phone.

Key benefits

  • Contractor and builder khata: Party-wise balances with ageing so you know exactly who owes what, and for how long.
  • PDC cheque register: Log every post-dated cheque with bank, amount, and due date — track pending, cleared, and bounced.
  • High-value entry discipline: Dated, tamper-proof records for large transactions protect you in disputes.
  • Multi-staff safe: Counter staff post entries; the audit log records who changed what, and when.

Frequently asked questions

Can I track which cheques are due this week?

Yes. The cheque register shows upcoming due dates at a glance so deposits are never missed.

How do I handle a contractor with multiple ongoing sites?

Keep one khata per party with notes per entry, or separate parties per site — both work and stay searchable.

Does it work for wholesale + retail counters together?

Yes. Daily entries capture retail cash sales while party khatas track wholesale credit — one system, full picture.

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Explore more features: App Khata · Daily Entry Ledger · Cheque Register · Document Vault · Audit Log · Staff Management